Background Checks - What Is Being Said About You?

Background checks are an important part of living in this day and age. There are several reasons background checks are conducted, such as safety reasons, employment reasons, and for the value that they can provide, based on their past. More and more, employers utilize this as part of their hiring process in an attempt to weed out applicants early on.

There are actually several types of reports that come back in a background check. Each offers the requestor a look at who you are and what you are likely to provide to those that you work, live and share some part of your life with.

Some reports are as simple as just a Social Security check which determines if your number is authentic. Others provide your employment history. The range is really quite up to what the seeker pays for. In reality, they could learn quite a bit about who you are. Most of the source of the information provided on the reports is provided by government agencies based on public records that are filed.

Below is a list of some common background checks:

? Driving records - These help to determine if you are a safe, responsible driver. A vehicle registration report may also be pulled that lists the type of vehicle(s) you drive and own.

? Criminal records - these encompass a large part of employment background checks. Information such as incarceration history, sex offender status and even court records.

? Other information that can be requested on you include your: education records, character & personal references, medical records, past employment records and military records.

? Credit check - this includes your credit records and credit score, property ownership and bankruptcy filings. This information helps others determine your ability to fulfill your responsibilities.

Because any (or all) of these background checks can be filed on you at any time, you should take time to investigate yourself. Mistakes are common so by knowing ahead of time what information is out there on you, you have the ability to fix those mistakes.

For more information on background checks and how to protect yourself from mis-information, visit http://www.backgroundcheck.topinfo4all.com